About LivWell

LivWell is a Singapore-based InsurTech company building a wellness-focused ecosystem for health, protection, and financial wellbeing. Through the seamless combination of insurance, technology, and a trusted partner network, LivWell enables businesses to move beyond traditional insurance and create healthier, more productive, and more resilient workplaces.

Awards

Why we are building LivWell

While Vietnam has built near-universal social health insurance, with coverage reaching 95.2% of the population by the end of 2025, yet Vietnam's insurance premium-to-GDP ratio sits below 3%, half the Asian average and less than half the global norm*. One of the fastest-growing economies in Southeast Asia remains one of its most underprotected workforces.

And the reason isn't hard to find. Insurance plans are rigid. Benefits are unclear. Claims are complicated. The connection between insurance and everyday health and wellbeing? Almost nonexistent.

That's why LivWell is here to help Vietnamese companies turn employee benefits into care their teams actually use. So their people don't just stay covered; they live well, live their way.

Our values

A Healthier Team is a Stronger Business

We believe a healthier team means lower absenteeism, higher retention, and stronger culture. That's why we go beyond coverage — supporting your people's physical, mental, and financial wellbeing holistically. When your workforce thrives, your culture strengthens, your retention improves, and your bottom line feels it.

Insurance People Actually Understand and Use

We make protection simple to understand and easy to use, for every employee and every size of business, not just the big ones with big budgets. When your team knows what they have and how to use it, security stops being a line item and starts being something they feel.

A Living Benefit, Not a Static Policy

A benefit should grow with your business, not sit frozen the day you sign. That's why we built more than a platform. The LivWell Corporate Portal gives your business aggregated insights into team wellbeing and proactive health risks, while the LivWell App gives your people an experience they actually engage with — through rewards, personalised journeys, and benefits they genuinely use.

Team

Nikhil Verma

Co-founder & Group CEO

Vikas Dhar

Co-founder & Group CEO

Bala Ambat

Co-founder & Group CDO
CEO of LivWell Vietnam

Nga Do

CMCO of LivWell Vietnam

Ready to create a healthier, happier workplace?

Tell us about your company and we'll get back to you with the right solution.
Flexible Coverage Options
Easy Administration
Competitive Pricing

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